Forecast Ledgerinterventional psychiatry and psychedelic medicineQuoted, dated predictions scored against public outcomes under one written method. Every score links to the words, the rule and the evidence.

Pending · due 9 Aug 2027

Rules 1.1.0 · as of 14 Sep 2026

Quote

“I think Private Equity will see the goldmine in Accelerated TMS…except…for dogs. Cause despite ample evidence, United ain’t budging any time soon, when it comes to humans.”
· Why Pet Insurance May Approve Cutting-Edge Treatments Before UnitedHealth Group · substack post

After noting private-equity roll-ups of veterinary practices and PE interest in human TMS, the author predicts PE will pursue accelerated TMS for dogs (veterinary), not for humans.

Intake

EventA proposition written from a template on the asset, with a resolution criterion and a named public source, before the outcome is looked up. The same event resolves every person's items on it. Method ›
UnitedHealthcare covers accelerated TMS for depression
AreaOne of five topic classes: regulatory decisions, clinical trial outcomes, company and market outcomes, payer and policy, practice adoption. Every event has one area. Method ›
Payer and policy
DeadlineThe date by which the event must happen for the item to be true. It comes only from the person's words through the anchor table. Method ›
None stated · undated panelItems with no deadline in the person's words, scored on a uniform 24-month window from the statement date. Part of the headline panel since rules 1.1.0; also shown on its own. Method ›, 24-month window to 9 Aug 2027
Probability
0.10 LexiconThe fixed five-bin table that turns a phrase into a probability. The strongest phrase in the claim sentence decides; coders never read tone. Method › · binOne of five lexicon steps: A 'will' 0.90, B 'probably' 0.70, C 'may' 0.50, D 'unlikely' 0.30, E 'never' 0.10. A stated number goes to the nearest bin for calibration only. Method › A · “United ain't budging any time soon” · denialA statement that the event will not happen. Its probability on the event side is 1 minus the bin value. Method ›
Base rateThe probability a published external study gives an event of that class and stage, fixed at intake. Halved when the item window is shorter than the class median time to decision. Never learned from the ledger's own items. Method ›
None in the table
Tags
denial, retrospective
Coder BCohen's kappa: agreement between two coders beyond chance, from -1 to 1. Reported for admit, event, deadline, bin and asserts from the second-coder match test. Method ›
admittedA statement that passed intake: sincere, the person's own claim, forward-looking, inside the five areas, and not excluded by a reason code. Only admitted statements become items. Method › · event E-0040 · deadline none · bin A
Registry entry

UnitedHealthcare adopts a medical policy that covers an accelerated TMS protocol (more than one TMS session per day) for depression in human patients.

TRUE on the effective date of a UnitedHealthcare medical policy or coverage determination guideline, published in UnitedHealthcare's provider policy library, that lists an accelerated TMS protocol (more than one TMS session per day, including accelerated iTBS or fMRI-guided SAINT-type protocols) as proven or medically necessary for major depressive disorder. A policy that covers only standard once-daily TMS, an individual case exception, coverage limited to a clinical trial, or a policy of another payer does not count. FALSE at the deadline when no such UnitedHealthcare policy is in force.

Resolution source: UnitedHealthcare medical policies and coverage determination guidelines (UHCprovider.com policy library)

Readings: 'United' = UnitedHealthcare, the insurance arm of UnitedHealth Group named in the post title.; 'Budging' = changing the coverage stance. Per the forecaster, the stance on the statement date is non-coverage of accelerated TMS for humans, so the positive event is adoption of coverage.; 'Accelerated TMS' = protocols with more than one TMS session per day (accelerated iTBS, including fMRI-guided SAINT-type protocols).; 'When it comes to humans' = human patients; veterinary coverage is not part of the event.

How to read
The event, criterion and deadline were written at intake, before the outcome1 if the registry event happened on or before the item's deadline, 0 if it did not. Written by a resolver who never sees p. Method › was looked up. Coder B coded the statement independently.

Coder C

Resolution

State
PendingAn item whose deadline has not passed. Counted, never scored. Method ›
Effective deadlineAn item enters the score only when its deadline has passed and the outcome is true or false. A claim already known true still waits for its deadline. Method ›
9 Aug 2027
Outcome1 if the registry event happened on or before the item's deadline, 0 if it did not. Written by a resolver who never sees p. Method ›
not occurred · checked through 13 Sep 2026
Resolver note
UnitedHealthcare's policy library routes behavioral TMS to the Optum Behavioral Clinical Policy 'Transcranial Magnetic Stimulation' (BH803TMS112025; annual review 2025-11-18, interim review 2026-04-21). It covers a once-daily TMS course for MDD and lists 'Accelerated TMS (aTMS) protocols and/or Theta burst stimulation (TBS) protocols' as unproven and not medically necessary; it notes the 2025-09-16 FDA clearance of BrainsWay's accelerated protocol without changing coverage. UHC's commercial policy 2026T0536W (effective 2026-02-01) and Community Plan policy CS124OH.F (2026-04-01) also deem theta-burst stimulation, including accelerated and MRI-guided protocols, unproven. No UnitedHealthcare policy in force lists a more-than-one-session-per-day protocol (accelerated iTBS, SAINT-type) as proven for MDD, so the proposition is FALSE as of 2026-09-13.
BrierThe squared gap between a probability and the outcome, (p - o)^2. 0 is perfect, 0.25 is the constant coin flip, 1 is confidently wrong. Lower is better. Method ›
Not scored
RestatementsAll of one person's items on one registry event. A cluster is one observation in every metric, so a claim repeated six times still gets one vote. Method ›
owen-1835
How to read
State at window close; the outcome comes from the registry, the score from the rule.

Registry

Timeline

1 claim against 15 events in the field.

saiddueevent
1 Oct 2025 · CMS / Congress: Medicare telehealth flexibilities lapse with the government shutdown; pre-pandemCMS / CONGRESS: MEDICARE TELEHEALTH FLEXIBILITIES LAPSE WITH THE GOVERNMENT SHUTDOWN; PRE-PANDEM3 Nov 2025 · Department of Veterans Affairs: VA expands psychedelic research to nine VA facilities studying MDMA and psilocyb5 Nov 2025 · CMS: CY2026 PFS final rule published: in-person visit within 12 months required for t12 Nov 2025 · Congress / President Trump: H.R. 5371 signed, ending the shutdown and restoring Medicare telehealth flexibil24 Nov 2025 · Magnus Medical (SAINT): CMS OPPS final rule keeps 2026 hospital outpatient payment stable for SAINT neur4 Dec 2025 · Sens. Booker and Paul; Reps. Dean and Mace: Freedom to Heal Act introduced to require a DEA registration pathway for physici15 Jan 2026 · Texas HHSC: UTHealth Houston-led IMPACT consortium (UTMB, Dell Med, Baylor and others) named5 Feb 2026 · Congress / President Trump: FY2026 appropriations package signed, extending Medicare telehealth flexibilitie30 Mar 2026 · DOL, HHS and Treasury: In an ERIC v. DOL status report, the departments say they will no longer defend 31 Mar 2026 · Texas Lt. Gov. Patrick and Speaker Burrows: Texas announces it will fund the $50M ibogaine trials itself through in-state in30 Jun 2026 · Reps. Luttrell, Correa, Bergman and McCaul: IBOGAINE Act (H.R. 9559) introduced in the House to advance ibogaine research an13 Jul 2026 · VA, HHS and FDA: VA signs memoranda of understanding with HHS and FDA to expand psychedelic trial14 Jul 2026 · HRSA: HRSA issues a request for information on training and care-delivery models for s22 Jul 2026 · U.S. House of Representatives: House passes FY2027 NDAA amendments extending DoD psychedelic clinical trials th7 Aug 2026 · VA Secretary Doug Collins: Collins says ibogaine is the VA's next psychedelic research focus during a SeattUNITEDHEALTHCARE…UnitedHealthcare covers accelerated TMS for depression · stated 9 Aug 2025UnitedHealthcare covers accelerated TMS for depression · restated 9 Aug 2025 · p 10%UnitedHealthcare covers accelerated TMS for depression · restated 9 Aug 2025 · p 10%10%TODAY20262027

Payer and policy