Not admitted · Outside the five areas
Rules 1.1.0 · as of 14 Sep 2026
Owen Scott Muir · Said 26 Jul 2022 · owen-0107
Quote
Outside the five areas
“the incentive that is driving the balance sheets of our major payers forces them inevitably in a direction, whether anyone knows it or not, that leads to higher costs, more sickness, more dysfunctional systems, and higher premiums. Rinse, repeat, every year, without end until we are all broke and dead.”
Closing summary of part one ('The Breaking of the Fellowship'). The author denies a sinister plot and says the MLR incentive inevitably produces higher costs, more sickness, more dysfunctional systems and higher premiums each year.
Outside the five area definitions in areas.json: not a regulatory decision, trial outcome, company or market outcome, payer or policy decision, or practice adoption about drugs, devices or treatments in psychiatry, or about payment for and access to them. The registry applies the same test when it consolidates proposed events.