Not admitted · Outside the five areas
Rules 1.1.0 · as of 14 Sep 2026
Owen Scott Muir · Said 22 Jun 2024 · owen-1107
Quote
Outside the five areas
“Costs have to go up every year, and because multiple companies are in the space, they essentially have to go up somewhat uniformly across all companies. That way, premiums for everybody go up by some semi-palatable amount yearly.”
MLR mechanics section. The author predicts that health insurer costs and premiums rise every year, roughly uniformly across carriers, as a structural consequence of the 80/20 MLR rule.
Outside the five area definitions in areas.json: not a regulatory decision, trial outcome, company or market outcome, payer or policy decision, or practice adoption about drugs, devices or treatments in psychiatry, or about payment for and access to them. The registry applies the same test when it consolidates proposed events.