Not admitted · Not a forecast
Rules 1.1.0 · as of 14 Sep 2026
Owen Scott Muir · Said 28 Feb 2024 · owen-0902
Quote
Not a forecast
“And my guess is they were out of compliance with that cyber security standard.”
The preceding sentence says field security standards, which determine whether UHG's cyber insurance will cover the breach, require an 'air gap' backup. Author guesses UHG/Change were out of compliance, implying the insurance may not pay.
Descriptive, retrospective, or a statement of preference; no future state asserted.